大学生英语作文:关于信用卡优缺点The Advantages and Disadvantages of Credit Card

随着互联网行业的发展，我们会看到各种各样的范文，不同的文章可以用在不同的场合，好的范文是怎么样的？以下是小编收集整理的“大学生英语作文:关于信用卡优缺点The Advantages and Disadvantages of Credit Card”，请收藏并分享给你的朋友们吧！

Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of Credit Cards. You should write at least 120 words following the outline given below in Chinese:

1. 越来越多的人使用信用卡， 信用卡有哪些好处

2. 信用卡的弊端

3. 你自己的观点

Credit Cards

信用卡

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。

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The Use of Credit Card 信用卡的使用（参考）

Nowadays, with the development of Internet, it is much easier to make the deal. People don’t have to carry the paper money, instead, they can use the cards, and then click on the computer, the deal is finished. Credit card is very popular, many people choose to use it. But we need to take care.

如今，随着网络的发展，交易变得容易多了。人们不需要带着现金，他们可以使用卡，然后在电脑上面点击一下，交易就完成了。信用卡是很受欢迎的，很多人选择使用。但是我们需要当心。

On the one hand, credit card gives people a large amount of money to spend ahead. When people have a lot of money at hand, they will have the strong desire to spend and buy what they want. Some peoplecan’t control themselves. Credit card brings people the sense of satisfaction.

一方面，信用卡给人们提供了很大一笔提前预支的钱。当人们有了大笔钱在手，他们会有很强烈的愿望去消费，买自己想买的。一些人无法控制自己。信用卡给人们带来了满足感。

On the other hand, credit card makes people burden a lot of money. When people spend the money ahead, it means that they need to return it. Some people become the slave of credit card, they need to pay off part of the money every month. They don’t earn much, but they need to take out some part of the salary to pay off the debt.

另一方面，信用卡使得人们背负着很大的债。当人们提前花钱，意味着他们需要还。一些人成为卡奴，需要每个月偿还部分钱。他们本来就没有多少收入，但是还要拿出一部分薪水去还债。

Every coin has two sides. Credit card brings people pleasure, at the same time, if people use it in the improper way, they can be the slave.

凡事都有两面。信用卡给人们带来了快乐，同时，如果人们不正确使用信用卡，就会成为奴隶。

学生使用信用卡 Credit Cards on Campus

Nowadays, credit cards have beenincreasingly popular on campus in that banks are growingly paying theirattention to students and laying out various policies to cater for students’need. People hold different views towards students’ owning credit cards. As faras I am concerned, it is necessary for students to keep credit cards.

如今，信用卡在校园中已经越来越流行了，因为银行越来越关注学生并制定各种政策来满足学生的需求。对于学生拥有信用卡人们有不同的看法。我觉得是有必要的。

There are reasons accounting for my view.For one thing, it is convenient for students to deal with various financialmatters. Students can use their credit cards to pay their tuition fees andother fares and that is safer than pocket a large sum of money go everywhere.For another, using credit cards is a good way to teach students to improvetheir ability in managing their money and form good habit in spending money.For instance, students who receive their pocket money at the beginning of themonth have to make a plan to spend their money before they consume with thecredit cards, so that they will not suffer from lacking of money at the end ofthe month. In addition, the overdrawing function of the credit cards provides achance for those students who cannot afford their tuition fees to continue toreceive their education.

我认为以下原因能支持我的观点。一方面，它便于学生处理各种财务问题。学生可以使用他们的信用卡来支付他们的学费和其他费用，这比装着一口袋的钱到处走要安全得多。另一方面，使用信用卡可以提高学生管理金钱的能力，并养成良好的花钱习惯。例如，在月初时学生得到的零花钱必须要在使用信用卡的之前制定计划，这样他们就不会在月底资金短缺。此外，信用卡的透支功能为那些无法交付学费的学生提供继续接受教育的机会。

Although some students overdrawtheir money from their credit cards to buy luxurious and unnecessary thingsthat will increase their family financial burden, I consider that theadvantages far outweigh its disadvantages.

虽然一些学生透支信用卡来购买会增加家庭经济负担的奢侈品和不必要的东西，但是我认为它的优点远远大于它的缺点。

Thus, I consider that it is necessary forstudents to use credit cards. Besides, they also should be taught to use itproperly and form a correct notion of consume.

因此，我认为学生使用信用卡是有必要的。此外，他们还应该得到教导如何正确使用信用卡，形成正确的消费观念。

优秀英语作文 The Advantages and Disadvantages of the Cellphone 手机的利与弊（必备）

There are some primary schools and secondary schools stipulate that the student bring the cellphone to school is not allowed. There is a lot of discussion about whether the students use the cellphone is good or bad.

有些中小学规定不允许学生把手机带到学校。这引发了很多讨论，学生使用手机是好是坏。

The supporters think the cellphone is widely used today, the students usually keep themselves in touch with their parents or guardians via the cellphone any time. As for the security issue, the cellphone is necessary. On the other hand, the students can use it as a tool of study. They can search the study materials on line by using the cellphone, it will cut down much cost of the time, make the study more efficiently.

支持者认为，手机在当今时代已经广泛运用，学生可以用来与家长和监护人随时保持联系，对于安全问题来说，手机是非常必要的。另外，学生也可以将手机作为一个学习工具。他们可以用手机上网搜索学习资料，这将会大大减少时间成本，让学习变得更加有效率。

And other people think that the juveniles is not matured enough to use the cellphone in the right way. There were some reports said that some students used the cellphone to cheat in the exam. And also, many parents found that their children would attain some inappropriate information from the net service on the cellphone, it is not easy to supervise that. What the worst result is, they become a cellphone addict, stick to the cellphone anywhere anytime.

而另外一些人则认为，青少年们还不够成熟，不能正确的使用手机。有些报道称有些学生用手机在考试时作弊。此外，很多家长们发现他们的小孩通过手机的网络服务会获取一些少儿不宜的信息，这并不好进行监督。而最坏的结果是，他们会变成一个手机上瘾者，不管什么时候、到哪都要粘着手机。

There are the advantages and disadvantages of the cellphone, I think the most important of all is how to use it as the best tool of our life instead of letting it control your life.

手机有利有弊，我想最重要的是怎样将它变成生活里最好的工具，而不是让它控制你的生活。

英语范文:My View on Credit Card Consumption【推荐】

Nowadays, credit card consumption has been a commonphenomenon in our lives. However, different people hold different views in itand heated debates are right on their way.

Some are in favor of the credit card consumption. Theypoint out the fact that credit card provides a convenient and safe way for ourconsumptions. They consider that using credit card to pay is more convenientand clean than pay by cash, which is as easy to lose and unclean. In addition,they argue that credit card can help a lot when we are meeting seriousfinancial trouble. For example, when we get involved in trouble and need lotsof money to solve it, the overdraw function of credit card would be a goodhelper.

However, there are many people standing on the otherground. They figure out that credit card consumption has brought some seriousproblems in many aspects. Many people spend their money recklessly by usingcredit card. And what’s worse, those who can not control the desire to consumeand never make a plan to spend their money will overdraw the money immoderatelyand that will cause more and more family involve in financial crisis.

In my opinion, the both sides have some importantpoints. Therefore, as rational consumers, we should use credit card properly.On the one hand, we can utilize its advantages for the convenience of ourpayment. On the other hand, we should keep a rational mind when using it, incase we will suffer from it.

精彩英语作文:电视的利弊 The Advantages and Disadvantages of Television.【精】

In China, almost every family has TV set in their house. Television has made great contribution to people’s daily lives and children’s education. Some people even think that television is one of the greatest inventions in the world. But there is a good side and a bad side to everything and that includes the television.

在中国，几乎每个家庭都有电视机。电视在人们的日常生活和孩子的教育上面做出了巨大的贡献。一些人认为电视是这个世界上最伟大的发明之一。但任何事情都有好坏，电视也不例外。

On one hand, TV is a powerful educational tool that through it people know what is happening in the rest of the world. Because of television, people begin to understand different cultures and current affairs. They know about the things they never knew before, they create their own opinions and form their sense of worth. The TV opens a brand-new door for them to explore the things they want to know. Many people may go traveling due to watch the beautiful scenes in TV.

一方面，电视是一个强有力的教育工具。通过电视，人们得以知道到世界的其他地方发生了什么。因为电视，，人们了解到不到的风俗习惯和时事政治。他们知道自己从未了解的事情，形成自己的见解和价值观。电视为他们开启了一扇新的大门，等待着人们去探索想要知道的事物。因为电视，很多人想去各地旅游。

On the other hand, some people may find them addicted to television, especially the young people. They spend most of their free time watching TV programs instead of playing outside with their peers. In this case, the children may lack of the ability of communicate effectively with others. TV makes them isolated. What’ more, sometimes the TV programs may contain sexual scenes or bloody scenes that not suitable for children to watch. This will cause negative effects on them.

另一方面，一些人或许会发现他们沉迷于电视中，不能自拔，特别是青少年。他们的大多数空闲时间都用来看电视了，而不是与同伴们一起玩。在这样的情况下，他们或许会缺乏与人高效沟通的能力。电视让他们变得更加孤单。更重要的是，有时候一些电视节目会包含一些色情血腥的镜头，不适合小孩子观看。这会对他们造成负面影响。

To sum up, I think television has both advantages and disadvantages, people should find a balance between it. Make the most use of it, don’t be the salves of it.

总的来说，我认为电视有利有弊。人们应该在其中找到平衡点。充分利用电视，而不是成为它的奴隶。

大学生作文分享 The Advantages and Disadvantages of Part-time Job【精】

Nowadays, part-time job has become a hot topic in ourlife, especially among college students. A large number of people do one orseveral part-time jobs even though they have their full-time one. As far as Iam concerned, part-time job has both advantages and disadvantages.

In the first place, doing a part-time job is a goodchoice to increase our extra income. This is the most important reason thatpeople choose to do it. Second, it is an essential way to collect ourexperience in different fields. By taking various part-time jobs, we canexperience different situation and learn various knowledge, and then improveour ability of solving problem. These will provide something useful for ourfuture career. In addition, taking part-time job will be good for finding anddeveloping our interest, especially for those who have no idea for theirinterest and future career direction.

However, taking part-time job also has itsdisadvantages. For example, those people have to share their attention andenergy to different jobs and can’t concentrate on their full-time job if theytake a part-time one.

Taking above into consideration, I advocate that weshould balance our energy and attention between the part-time job and thefull-time one so that we can display our best ability in different jobs.

作文推荐 关于私家车的好处坏处Advantages and disadvantages of private(收藏)

随着在中国的经济在工业和精彩刺激的人拥有私家车的数量在上升。有些人买了自己的车，和其他国家正计划买车。但也出现了这种现象的两个完全不同的看法。

有人声称，有由汽车带来的诸多优势。首先，汽车行业提供了无数的工人和其他行业的大力支持的就业。其次，如果条件允许的情况下，拥有一辆汽车可以使我们更有效地工作。最后，生活将变得更加方便。一辆汽车可一到自由移动，并与一辆汽车也没有必要在寒冷或烈日下等候巴士。

不过，也有人强烈反对发展私家车的增加。他们认为汽车会带来一系列的问题。摆在首位，越来越多的汽车在街上的生产和运行，大量的有毒气体将被释放，污染大气和人的健康造成实际损害的。其次，私家车造成交通阻塞如此之大的优势，获得了舒适和自由往往被取消，堵车造成的挫折。最后一个问题是越来越多的汽车意外死亡，会杀死很多人在不到一秒钟的摩擦。

在我看来，虽然汽车已打在我们社会的日常活动的重要组成部分，他们也给我们带来许多麻烦，如环境污染比较严重，更多的交通事故，更多的能源消耗。他们喝了数额巨大的燃料，并抛出了巨额的污染物。交通事故死亡数千人，每年都有数以千计和削弱​​。卡纸浪费了宝贵的时间。因此，我反对发展私家车。