英语范文:My View on Credit Card Consumption【推荐】

伴随着社会的发展，我们时不时会需要用到一些文章，独具匠心的范文更能受到大家的关注，你是否在寻找一些可参考的范文呢？我们的小编特意搜集并整理了英语范文:My View on Credit Card Consumption【推荐】，在此温馨提醒你在浏览器收藏本页。

Nowadays, credit card consumption has been a commonphenomenon in our lives. However, different people hold different views in itand heated debates are right on their way.

Some are in favor of the credit card consumption. Theypoint out the fact that credit card provides a convenient and safe way for ourconsumptions. They consider that using credit card to pay is more convenientand clean than pay by cash, which is as easy to lose and unclean. In addition,they argue that credit card can help a lot when we are meeting seriousfinancial trouble. For example, when we get involved in trouble and need lotsof money to solve it, the overdraw function of credit card would be a goodhelper.

However, there are many people standing on the otherground. They figure out that credit card consumption has brought some seriousproblems in many aspects. Many people spend their money recklessly by usingcredit card. And what’s worse, those who can not control the desire to consumeand never make a plan to spend their money will overdraw the money immoderatelyand that will cause more and more family involve in financial crisis.

In my opinion, the both sides have some importantpoints. Therefore, as rational consumers, we should use credit card properly.On the one hand, we can utilize its advantages for the convenience of ourpayment. On the other hand, we should keep a rational mind when using it, incase we will suffer from it.

1467.Com.cn相关文章推荐

作文推荐 My view on English Learning 英语学习之我见（必备）

When it comes to English learning, people may start pouring out their woes about how it difficult to learn. Well, as an English major student, I think there are several ways we can do to improve our English skills and make it easier to learn. Some English learners believe that extensive reading is an important way to learn English. I really agree with that. For every English learner, extensive reading is a indispensable part to enhance their English. There are some of the advantages of reading:当提到学习英语时，人们就开始大倒苦水，抱怨英语是有多么的难学。好吧，作为一名英语专业的学生，我认为我们有几种方法可以使我们的英语水平提高，让其更容易学。一些英语学习者认为泛读是学习英语的重要方法。我同意这种看法。对于每个英语学习者来说，泛读是提高英语水平不可缺的一部分。关于阅读，有这些好处：First of all, reading on different kinds of topics can broaden our horizon. We can know about the things we don’t know before and learn about the cultural differences. To a large extend, we acquire our knowledge through reading. Second, reading English books or novel can avoid we speak “Chinglish”. We can know the way how the native English speakers express themselves. Third, reading is a good way to enlarge our vocabulary. If we encounter a new word in the book, we can refer to the dictionary, and then write it down on the notebook. What’s more, the more we read, the better our reading comprehension will be. It’s a very useful skill for English learner. Last but not least, reading can provide us with a lot of pleasure. We will not feel lonely if we read an interesting book.首先，阅读不同题材的文章可以扩宽我们的眼界。我们可以知道那些我们不曾了解的事物，并了解文化差异。从很大的程度上来说，我们通过阅读来获取知识。其二，阅读可以避免我们说“中式英语”。我们可以了解到地道的英语应该怎么样说。第三，阅读可以帮助我们扩展自己的词汇量。如果我们遇到一个新的单词，可以查阅字典，然后把新的单词抄在笔记本中。这对于英语学习者来说非常有用。最后，阅读可以提供给我们很多快乐。当我们阅读一本有趣的书时，就不会觉得孤独了。In a word, reading is a good way to improve our English skills. Try to read extensively, you’ll have a lot of benefit from it.一句话总结，阅读是提高我们英语学习能力的好方法。试着去广泛的阅读吧，你会从中收获很多的。

英语范文:跳槽之我见 My View on Job-hopping

Different people have different opinions about job-hopping. Some people like to change jobs frequently because they don’t know what they really good at; while some people stick to one lifelong job for they believe changing jobs frequently will have negative effect on making progress on specific field. As far as I concern, I think job-hopping has both advantages and disadvantages for the following reasons.

不同的人对跳槽有不同的看法。有些人喜欢频繁的更换自己的工作，因为他们不知道自己擅长什么；而一些人则是一份工作做到老，他们认为频繁的更换工作会影响业务的提升。就我来看，我认为跳槽有好有坏。

On one hand, job-hopping can help those young people who just graduate from universities to find out what jobs they are really good at. They change jobs frequently because they don’t like this job or they just want to find a better job. Some people think changing jobs frequently can ignite their inspiration. I have a friend; he is one of the types that changing his job from time to time. This month he works at the supermarket, next month he is doing business with others. Recently, he plans to run a shop on line. I ask him why, he said that he wanted to find out what job he loves the most. And doing a job for the rest of his life is quite tedious. He doesn’t want to live in the regular life style.

一方面，跳槽可以帮助刚才学校毕业的学生找到自己所擅长的工作。人们跳槽的原因是因为不知道自己不喜欢这份工作或者他们想要份更好的工作。一些人则认为频繁的换工作能够激发自己的灵感。我有一个朋友，他是那种不断换工作的人。这个月他在超市上班，下个月他就和别人谈生意了。而最近，他打算在网上开一家小店。我问他为何不断的换工作，他说他要找到他自己最喜欢做的事情，而一辈子都做同一份工作非常无趣。他不是那种早九晚五的人。

On the other hand, some people are not so willing to change their jobs, especially most women. If one of them finds a job is steady, she possibly won’t change her job, even though the salary is not good enough. For them, changing jobs takes too much courage and time; it’s not so wise to change. Steady is the most important factor for them.

另一方面，一些人则不愿意换工作，特别是许多女性。如果她找到了一份稳定的工作，即使薪水并不高，她也不太可能会换工作的。对她们来说，换工作需要勇气和时间，并不明智，稳定才是最重要的。

Whether to change jobs, it’s up to you. I think it both has advantages and disadvantages. If you think the job you do right now is not good enough, you can seek for a better job; if you can’t take the risk of resign, you had better stay.

是否换工作，这取决于你。我认为跳槽有好有坏。如果你认为你现在做的工作不够好，那就换份好点的工作；如果你不能承受辞职所带来的风险，那就老老实实干活吧。

大学生英语作文:关于信用卡优缺点The Advantages and Disadvantages of Credit Card

Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of Credit Cards. You should write at least 120 words following the outline given below in Chinese:

1. 越来越多的人使用信用卡， 信用卡有哪些好处

2. 信用卡的弊端

3. 你自己的观点

Credit Cards

信用卡

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。

The Use of Credit Card 信用卡的使用（参考）

Nowadays, with the development of Internet, it is much easier to make the deal. People don’t have to carry the paper money, instead, they can use the cards, and then click on the computer, the deal is finished. Credit card is very popular, many people choose to use it. But we need to take care.

如今，随着网络的发展，交易变得容易多了。人们不需要带着现金，他们可以使用卡，然后在电脑上面点击一下，交易就完成了。信用卡是很受欢迎的，很多人选择使用。但是我们需要当心。

On the one hand, credit card gives people a large amount of money to spend ahead. When people have a lot of money at hand, they will have the strong desire to spend and buy what they want. Some peoplecan’t control themselves. Credit card brings people the sense of satisfaction.

一方面，信用卡给人们提供了很大一笔提前预支的钱。当人们有了大笔钱在手，他们会有很强烈的愿望去消费，买自己想买的。一些人无法控制自己。信用卡给人们带来了满足感。

On the other hand, credit card makes people burden a lot of money. When people spend the money ahead, it means that they need to return it. Some people become the slave of credit card, they need to pay off part of the money every month. They don’t earn much, but they need to take out some part of the salary to pay off the debt.

另一方面，信用卡使得人们背负着很大的债。当人们提前花钱，意味着他们需要还。一些人成为卡奴，需要每个月偿还部分钱。他们本来就没有多少收入，但是还要拿出一部分薪水去还债。

Every coin has two sides. Credit card brings people pleasure, at the same time, if people use it in the improper way, they can be the slave.

凡事都有两面。信用卡给人们带来了快乐，同时，如果人们不正确使用信用卡，就会成为奴隶。

英语范文:弃研族之我见 My View on Abandoning Grad School【精】

With the development of the society, the competition in finding jobs for graduates is also increasing. When college students graduate from school, a part of them choose to continue further study to avoid the stress from job market. However, there are also parts of people abandon grad school. They choose to face the difficulty directly. In my opinion, these people make a good choice.

随着社会的发展，毕业生就业的竞争越来越大。当大学生毕业的时候，他们中的一部分人会选择继续深造来躲避就业的压力。然而，也有一部分人放弃读研。他们选择去直面困难。在我看来，这些人做了一个很好的选择。

First of all, college graduate students are not sure worse than graduate students. Although postgraduates receive higher education than graduates that they may know more knowledge, they can’t compare with graduates’ three years’ working experience. We all know that knowledge and working experience are both important to employers. And some enterprises have special preference for experience. Therefore, I think the behavior that graduates abandon grad school is another preparation for their career.

首先，大学毕业生并不一定比研究生差。虽然研究生可能会比本科生学到更多的知识，但他们是无法与本科生三年的工作经验相比的。我们都知道对于雇佣者来说知识工作经验都是很重要的。而且一些企业对于经验是比较偏爱的。因此，我认为大学生放弃读研的行为是他们为自己的职业生涯做的另一种准备。

Secondly, competition will not disappear forever. As the world is in the changing trends, the competition has many chances to increase day by day. In other words, it is possible that the competition after three years will much fiercer than now. Nobody can make sure that the postgraduates will have less stress in finding jobs. So, why not wasting three years?

其次，竞争永远不会消失。由于世界是一直在变化的，竞争也有可能会日益增加。换句话说，很有可能三年后的竞争会比现在激烈。没有人能确保研究生找工作时的压力会更小。所以，为什么要浪费那三年呢？

According to the opinions above, I think abandon grad school is a wise choice. Sometime we can’t avoid the things will happen one day, and we need to face it directly.

根据以上观点，我觉得放弃读研是一个明智的选择。有时候我们无法避免总有一天会发生的事情，我们有必要直面它。

死刑之我见 My View on the Death Penalty【推荐】

In recent years, the deathpenalty has been aroused people’s attention and the heated discussions towardsit are right on their ways.

近年来，死刑引起了人们的关注，而且对于死刑的讨论正在热烈进行着。

On the one hand, some people hold that the death penaltyshould not be canceled. They arguethat the death penalty can act as a threat or a limitation for the criminals. Ifthe death penalty is canceled, the criminals will be more cruel and crazy, andthat will be a bigger threat for people. In addition, cancelling the deathpenalty will weaken the effect of our laws.

一方面，有些人认为死刑不应该取消。他们讨论认为死刑可以作为对罪犯的威胁或限制。如果取消了死刑，罪犯会更加残酷，更加疯狂，这将是对人们的更大威胁。此外，取消死刑会削弱法律的作用。

On the other hand, some people considerthat the death penalty should be canceled. They point out that no matter whatthe criminals have done, they are still human beings. Each life is precious andwe should respect each life. Besides, we should give another chance for thecriminals to remedy their mistakes and amend themselves.

另一方面，有些人认为死刑应该取消。他们指出，不管罪犯做了什么，他们终究还是人。生命都是宝贵的，我们应该尊重每一条生命。此外，我们应该给罪犯一个弥补过错，改过自新的机会。

Taking above into consideration, I aminclined to agree with the former. I suggest that we should remain the deathpenalty. Although the latter is right in some extent, I do not agree that thosewho murder deliberately should be forgiven and pardoned.

综上所述，我倾向于同意前者的观点。我建议保留死刑。虽然后者有一定的道理，但是我不认为故意杀人的人应该被原谅，被赦免。

优秀英语作文 Reasonable Consumption 合理消费【推荐】

Consumption is necessary. It promotes the economy. Consumption brings happiness for some people while it brings annoyance for other people, because they think it wastes the money. There are different viewpoints about consumption between the old and young generation. But I think reasonable consumption is the best.

消费是必要的,它可以促进经济发展。对于一些人来说，消费带来幸福,然而对于另外一些人来说消费带来烦恼,因为他们认为在浪费钱。老一辈的消费观和年轻一代有所不同。但我认为合理的消费是最好的。

For the old generation, they are very frugal about everything, even the money. They believe that money is used for solving basic needs, and the rest of it should be saved. While for the young generation, they are more likely to use money to find fun. They like to go to the entertainment occasions, such as KTV, or go to barbecue with friends.

对于老一辈来说，他们对一切都很节俭，金钱也不例外。他们认为钱是用来解决基本需求，而剩余的则应该存下来。而对于年轻一代，他们更倾向于通过花钱来找乐趣，他们喜欢去娱乐场合，比如KTV、或跟朋友去烧烤。

The different ways of consumption are influenced by the living situation. The old generation has gone through the hard time, so they don’t have much pursuit for the entertainment, while the young are in the opposited way. Money should be used to improve life standard, or it will lose its meaning. In my opinion, some part of the money is needed to pay for amusement and social communication.

消费方式受生活状况的影响。老一辈经历了艰难困苦的日子，所以他们对娱乐没什么追求，而年轻人却恰恰相反。在我看来，钱应该用于提高生活标准，不然就会失去其本身意义。有一部分的钱应该用来支付娱乐和社交。

优秀英语作文 交通问题之我见 My View on Traffic Problems

There is no doubt that traffic congestion becomes a growing worry for the residents of most urban areas. Some major roads are regularly choked with traffic in rush hours. The limited transport capacity contributes largely to the vexing problem. How to solve the headache?

毫无疑问，交通拥堵成为大部分城市地区居民越来越担心的问题。在繁忙时段，一些主要道路经常交通堵塞。有限的交通容量是导致这一令人烦恼的问题的主要原因。怎样解决这个令人头疼的问题呢？

The existing solutions to traffic jam mainly aim at creating metro bus systems and broadening major roads. Widening the existing roads can solve traffic snarls on some level. Soaring car ownership compounds the chronic annoying problem, so we must sharply reduce the heavy reliance on cars and drive a shift to the mass transportation. It is a cheap and good way. We can create a system of customized bus routes and highlight the development of subways, trolleys and light rail. The effective combination of these solutions will enable the urban areas to possess a smooth traffic.

现有的交通拥堵解决方案主要针对地铁公交系统和扩大主要道路。拓宽现有道路可以在一定程度上解决交通挤塞。急剧攀升的汽车拥有量是导致这一恼人问题的长期原因，因此我们必须大幅度减少对汽车的严重依赖，转向大众交通。这是一种既便宜又好的方法。我们可以创建一个定制的巴士路线系统，突出地铁，电车和轻轨的发展。这些方法的有效结合将使城市地区拥有一个更顺畅的交通。

精彩英语作文:余额宝之我见 My View on YuE Bao

Alipay’s YuE Bao as an online payment platform in China, is rapidly gaining popularity among online retailers and shoppers. This service allows any unused balance. As far as I am concerned, YuE Bao is benefit to us.

在中国，支付宝中的余额宝作为一种网上交易平台，在网上的零售商和购物者中越来越受欢迎，这个服务项目可以支持任何未用余额。就我而言，余额宝对我们有益。

First, YuE Bao is designed to offer a flexible option for small investors, which is more convenient than traditional banks. On one hand, people can put some of their unused fund in a YuE Bao account and are free to withdraw anytime. On the other hand, they can either choose to transfer from their unusual funds from Alipay as well as transfer money from a bank account for free. Second, it is a best way to invest online for a short term. What’s more, you do not need spend much time to use it as long as you have a computer.

首先，对于中小投资者来说，余额宝了提供一个灵活的选择，这比传统银行更方便。一方面，人们可以把他们的一些未使用的资金存在余额宝帐户，可以自由随时撤回，不受限制。在另一方面，人们可以选择把支付宝中的钱转移到余额宝，也可以从银行账户上转钱到余额宝，而且是免费的。二是短期内网上投资最好的方式。更重要的是，你不需要花太多的时间，只要你有一台电脑就能使用它。

There is no doubt that I like the online payment platform, since there are too many benefits that outnumber its disadvantages, so we should make full use of it.

毫无疑问，我喜欢这种在线支付平台，因为它的优点多于缺点，所以我们应该充分利用它。

大学生英语作文:私家车之我见 My View on Private Cars【推荐】

With the fast development of human society and theimprovement of life standard, private car has become more and more common inour country, especially in cities. It brings some benefit for us but alsocauses many problems at the same time.

随着人类社会的快速发展和生活水平的提高，私家车在我国越来越普遍，特别是在城市。私家车给我们带来很多好处，但同时也引起很多问题。

For one thing, private car has increasingly played asignificant role in our daily life. To start with, private cars provide moreconvenience as a kind of vehicle, especially for office workers, students andthose go to travel usually. Furthermore, with the increase of private cars, theautomobile companies can offer more and more job opportunities and reduce thepressure of unemployment. Eventually, it is good for us to save more time toimprove the efficiency of life. For example, we do not have to wait for a buswhen we are in a hurry.

一方面，私家车在我们的日常生活扮演着越来越有意义的角色。首先，私家车作为一种工具能够提供更多的便利，尤其是对上班族、学生和经常去旅游的人来说。另外，随着私家车数量的增加汽车企业能够提供更多的工作机会，减少就业压力。最后，这有利于我们节省时间，提高生活效率。比如，当我们很赶时间的时候不必去等公车。

However, for another, private car has caused manyproblems as well. Firstly, the environment would be heavily polluted if thenumber of private cars rises too quickly. The exhaust gas from cars pollutesthe air and causes some serious problems to human health. Moreover, too manyprivate cars will cause traffic jams instead of bringing convenience. Finally,the increase of traffic accidents has threatened the safety of people’s life.

然而，另一方面，私家车同样会引起很多问题。首先，如果私家车的数量增长过快，环境会收到严重污染。汽车排放的气体会污染空气，对人们的健康带来更严重的问题。另外，过多的私家车会引起交通拥堵而不是带来便利。最后，交通事故的增加已经危险到人们的生命安全。

As far as I am concerned, as our individuals, weshould prefer to choose the public transportations when we go out. And for our government, they should take somemeasures to limit the increasing number of private cars.

在我看来，个人的话我们出行的时候应该选择公共交通。对政府而言，他们应该采取一些措施限制私家车数量的增长。