大学生作文分享 民间借贷 private lending

伴着我们工作的不断优化，我们总是会需要用到许多范文，写好范文能够给大家提供好的参考，你是否在寻找一些可参考的范文呢？以下为小编为你收集整理的大学生作文分享 民间借贷 private lending，相信一定会对你有所帮助。

中国人民银行有关负责人日前接受媒体采访时表示，民间借贷是正规金融有益和必要的补充，具有制度层面的合法性。今后将致力于引导民间资本规范从事资金借贷活动，鼓励民间借贷规范化、阳光化运作，发展多层次信贷市场，满足社会多元化融资需求。

请看新华社的报道：

The Chinese government is considering establishing a monitoring system for private lendingactivities after a severe debt crisis of small firms in east China brought the informal lending market into spotlight.

我国政府正考虑建立民间借贷活动的监控系统。此前，我国东部地区一场严重的小企业债务危机将非正式的借贷市场推向了前台。

文中的private lending就是指“民间借贷”，出具资金的就是individual creditors（个人债主）。同时，央行还将继续打击illegal fundraising（非法集资）、usury（高利贷）和money laundering（洗钱）。

有关负责人表示，今后将bring private lending into the sunlight（鼓励民间借贷阳光化运作），发展multi-level credit market（多层次信贷市场）。此前，由于信贷紧缩，导致cash shortages（资金短缺），不少small- and medium-sized enterprises (SMEs)（中小企业）出现停工现象。

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大学生英语作文:My View on Private Car 论私家车（必备）

With the development of society, people’s living standard has got great improvement. There are more and more people having private cars. Almost every family has one car. But every coin has two sides. Private car bring many advantages to our human beings, but it also brings many disadvantages to us. There are several reasons counting for my view.

随着社会的发展，人们的生活水平得到了很大的改善。有越来越多的人拥有私家车。几乎每个家庭都有一辆。但是每枚硬币都有正反两面。私家车给我们人类带来很多的好处，但也给我们带来了很多劣势。有几个理由可以支持我的观点。

On the one hand, private car bring great convenience to us. We can go everywhere we want with a private car. We don’t need to queue for a bus and squeeze in the bus. We also don’t need to worry about the distance of our destination. We can make it without striking a blowing with a private car. Besides, staying in the private car is very comfortable. We won’t face the sunshine and rain directly and we can have air-conditioning in the car. Owing a private car has so many benefits.

一方面，私家车给我们带来了很大的便利。有了私家车我们可以去任何我们想去的地方。我们不用排队等公交车也不用挤公交车。我们也不需要担心目的地的距离。有了私家车我们可以毫不费力地做到这些。此外，在私家车也是很舒服的。我们不用被风吹日晒，而且车里面也有空调。拥有一辆私家车真的有很多好处。

On the other hand, private cars also left many problems to us. The most obvious is that it joins hands in the traffic jam. As there are many private cars on the road, in the street, but the road is too small to hold them, so traffic jam comes out. Traffic jam affects everyone out. We all know that the off-gas from private car is harmful to the air that we breathe. Because of it, many people get ill.

另一方面，私家车也给我们留下了许多问题。最明显的是在交通堵塞方面。因为在路上和街上有很多的私家车，但道路却太小去容纳它们，所以交通堵塞了。交通堵塞影响到每个人的出行。我们都知道私家车尾气对我们所呼吸的空气是有害的。很多人为此而生病。

In a word, though private car brings pros to us, it also brings cons to us. For the sake of our human beings’ long term development, we need to use cars properly, take the bus to work more.

总之，虽然私家车给我们带来的好处，也给我们带来了坏处。为人类的长远发展着想，我们需要正确使用汽车，多做公交车去工作。

大学生作文分享 谈失败On Failure

There is an old saying goes that failure is the mother of success. Everyone confronts withfailures even those famous and successful figures. Some people say that failurelashes them to work harder. Some think that failures are so depressing and weshould not to make any failures. For me, I cherish failures very much for wecan realize our shortcomings from them.

古语有云：失败乃成功之母。每个人都会遭遇到失败，那些有名的和成功的人也是这样。一些人说失败能鞭策自己更加努力地工作。一些人认为失败让人压抑，我们不应该失败。对我来说，我很重视失败，因为我从中可以认识到自己的缺点。

First of all, we can learn from failure andget more experience. It is indeed so disappointed when we confront withfailure. However, we can always get some experience from failures and makes usunderstand our weak point. If we can learn from failure, then we will avoidsuch problem in the coming days.

首先，我们能从失败中学到经验。失败确实让人失望。但是我们可以从失败中学到很多经验，它让我们认识到自己的弱点。如果我们能从失败中得到教训，那么在以后的日子里，我们就可以避免犯同样的错误。

Secondly, the more failures, the moresuccessful we will be. As the old saying goes that failure is the mother ofsuccess. The more failure we make, the more successful we will be. If we makemany mistakes, then we will learn a lot from them and will do better when wemeet the same kind of problems. This means we will obtain great success if wemeet more failures.

第二，越多的失败能够让我们越成功。古语说失败是成功之母。我们出现越多的失败，那么我们就能够越来越成功。如果我们做错了很多事情，那么我们能从中学到很多的东西。下次遇到相同的问题时，我们就能做的更好。这意味着如果我们遭受更多的失败，那么我们会收获更大的成功。

All in all, failure is a bad thing forpeople, but it is a good chance for us to learn more from it and becomesuccessful in the future.

总之，失败对人们来说是一件坏事，但同时，它给人们一个能够学习更多东西的机会，促使人们在未来获取更大的成功。

谈家教On Private Tutor

It is quite common that most students haveprivate tutors since competitions nowadays are extremely intense among studentsboth in schools and society. Many people encourage their students to findprivate tutors to help them to improve their scores of certain subject. Somepeople think students should focus on their lessons when they are in classrather than find private tutor to train them. From my point of view, I thinkprivate tutor has many advantages for students. Reasons are listed below.

由于现在学生在学习里和社会中的竞争相当激烈，所以很多学生都请家教很普遍。许多人鼓励自己的学生请家教，帮助学生提高某门功课的成绩。一些人认为学生应该在上课的时候认真听课而不是找家教帮助他们补习功课。就我看来，我认为学生请家教有很多好处。原因如下：

Firstly, private tutor can improve students’scores rather quick. Not like students sit in class with many other students,private tutoring will focus on one student a time so that a student can getspecial trainings according to his or her characteristic. Thus, by this way, studentscan improve their scores quickly.

第一，家教可以快速提高学生的成绩。不像学生在学校和其他学生同坐一个教室学校学习，家教一次只能根据一个学生的特点来做一些针对性的补习。通过这种方式，学生能够快速提高成绩。

Secondly, private tutor will save a lot oftime. Generally speaking, if students have private tutors, then they just needseveral hours to obtain lots of knowledge. While in school, teachers have toconsiderate for all students so that they will teach students a little bit ofknowledge once a time. Therefore, students in school need a relatively longtime to get more knowledge than learning knowledge from private tutor.

第二，请家教可以节省很多时间。通常来说，如果学生有家教，他们只需要几个小时就能学到很多知识。而在学校里，老师通常需要考虑所有学生的情况，所以老师一次只能讲一点点知识。因此，与请家教学习相比，在校读书的学生需要一个相对比较长的时间来得到更多的知识。

From above analysis, we can come to conclusionthat students can obtain lots of knowledge in a short time.

从以上的分析可知，我们可以知道，请家教可以让学生在短的时间内学到更多的知识。

大学生作文分享 论实践 On Practice

As the saying goes, “practice makes perfect.” It applies to everything we do in life. Take for example the learning of a language. With practice, we can read, write, listen and speak English.

俗语说熟能生巧。这话适用于我们生活中所做的一切。比如学习语言，通过练习英语，我们学会读、写、听、说。

It is no easy thing to learn a Ianguage. First. I have to overcome the difficulties in pronunciation. I try hard to get every sound right, keep on doing the drills and memorize the new words. Then there are those grammar rules to remember and put to use. Also, to write I have to lead extensively and practise writing by keeping a diary or something.

学习语言决非易事，首先得克服发音上的困难。我努力发准每一个音，坚持练习记单词，记语法规则和运用语法。要学会写，我得博览群书、记日记或练习写作。

Those who praetise most learn fast. In my class, some of the American students seize time in practising the little Chinese they have learned. For example, when the class is noisy someone will shout, “安静(Be quiet)!” When the lecture is too long, someone will say, “够了(enough)” or asks the teacher in phony concern, “你不累吗? (Aren’t you tired?)” It is funny and they make surprisingly good progress in speaking Chinese.

练得多学得快。在我们班一些美国学生抓紧时间练习已学得的一点汉语。比如，上课吵闹时，便有人喊：“安静！”上课时间太长时，便有人叫：“够了！”或假惺惺地问老师：“你不累吗?”有趣的是，他们的汉话口语进步得很快。

Practice makes perfect. There is no truer word than that. When there is anything you cannot do, do net he afraid. Just try, try and try again, for practice makes perfect, but remember that we should practise what we preach.

“熟能生巧”，话再对不过了。不要怕不会做，只要坚持练习，练习，再练习，便能熟能生巧，但要记住，一定要说到做到。

大学生作文分享 关于树木和人类的作文（必备）

illegal felling of these precious natural re sources. Besides, new trees should be continuously planted in place of those which have died. If everyone loved trees, our world would be far more beautiful than it is now.

树与人类生活幸褔息息相关。首先，它们有维护环境的功能。若是没有树木，士坏会流入河中，造成洪水或旱灾。由于树会排出氧气，有助于净化空气。而树的绿意则增添居往环境的美丽。

为了保护树木，我们认为政府必须制订严法以防止这些宝贵的自然资源遭到盗伐。此外，我们应当不断种植新树来取代行将枯死的老树。如果大家都能爱护树木，我们的环境会比现在更美好。

(2)No one can live without trees around him. Trees can not only protect soil and water from being lost because of heavy rain and storms, but also beautify our lovely earth. When we enjoy wandering in the forest or watching the mountain covered with green trees, we feel a heart content as well as to the eyes.

Seeing that trees are so important in human lives, we can't destroy them in order to get more land to build factories or dams; instead, the government should institute laws to protect them. Besides, all of us ought to love these green scenes by true feeling, and then out country and world will be a beautiful green paradise in the future.

大学生作文分享 Self-examination 反思

As a child, my parents give me all their love and I think it is a necessary thing, so I am very naughty. When my parents teach me a lesson, I will be mad at them. As I grow up, I make many friends and sometimes we will have argument. Then I learn that both of us need to give in, so the friendship will last long. Why shouldn't I be nice to my parents as what I do to my friends? I start to make self-examination.

因为还是孩子我父母给了我他们所有的爱，而我也认为这是理所当然的，所以我很淘气。当我父母教训我时，我会对他们生气。随着我的长大，我交了很多朋友，有时我们会发生争吵，我知道我们都需要让步，这样友谊才会持久。我为什么不像对待朋友那样善待父母呢？我开始自我反省。

People are easy to be angry to the person they love, because they know deeply in their hearts that they won't be abandoned, so they leave the worst situation to the close person. This is most people's evil side. They are nice to the strangers and are impatient to the families. Families and the close friends will stand by our sides all the time, they deserve us to treat them nice.

人们很容易对自己所爱的人发怒，因为他们内心深处知道他们永远都不会抛弃自己，所以他们把最糟糕的状态留给身边的人。这是大多数人邪恶的一面，他们对陌生人很好，却对家人很不耐烦。家人和亲密的朋友会一直在我们身边，他们值得我们对他们好。

I realize my mistakes and try to control my emotion when I talk to my parents. They are happy to see my change. When we grow up, we will understand life is not easy, but at least we are lucky to have families and friends around.

我意识到自己的错误并在与父母聊天的时候试图控制自己的情绪。他们很高兴看到我的变化。我们长大了，我们就会明白，生活并不容易，但至少我们很幸运，有家人和朋友在身边。

大学生作文分享 Network Civilization 网络文明

As the invention of the computer, people’s life has been changed greatly, they search the Internet to know more about the world. People like to read the hot news on the Internet, and then share their opinion, but some people use the network to assault other people for the purpose of getting famous. The network civilization should be built.

随着电脑的发明，人们的生活得到了很大的改变，他们上网来了解更多地了解世界。人们喜欢在网络上读热点新闻，然后分享彼此的意见，但是一些人使用网络来攻击别人，以此来达到出名的目的。网络文明应该要建立。

In order to be famous, some people use the Internet to say some critical words, so other people will pay attention to them, then they will be on the headline of the news. A man whose name on the Internet called Liu Jishou, he likes to make some comment on the picture which there is a girl or boy, then he uses the mean words. The more mean word he uses, the more fans he gains. This situation reflects people’s attitude toward the Internet civilization. Of course, people are interested in gossip, so they are willing to hear the bad words, their curiosity makes promotes the unhealthy network environment.

为了出名，一些人使用网络来讲一些激烈的言辞，这样别人就会注意他们，他们就会上新闻头条。在网络上，一个叫留几手的人，他喜欢对一些男孩和女孩的照片做评论，使用的言语苛刻。他使用的词越苛刻，就增加越多的粉丝。这样的情形反应了人们对网络文明的态度。当然，人们对八卦感兴趣，因此他们愿意听不好的话，他们的好奇心促进了网络不健康环境的发展。

Internet is the tool for people to communication, people can share the idea and know more about the world, but the network civilization should be on the first place.

网络是人们交流的工具，人们可以分享彼此的意见，对世界有更多的了解，但是网络的文明应该放在第一位上

大学生作文分享 交通方式 Means of Transportation

Bus:This is the most common transporting means, because it's so cheap andefficient. You can go to other cities by bus, but it's very slow in rush hours.And sometimes it's dangerous to take the bus, because the traffic accidents mayhappen at any time on high ways.

公交车：这是最常见的交通运输工具，因为它是如此的便宜和高效。你可以做公交车去别的城市但是在上下班高峰期是很慢的。 有时候坐公交车很危险，因为在高速公路上交通事故是随时都可能发生的。

Train:It's suitable for the long trip. Not only it is fast and convenient, but alsoit's so economical. Most people can afford it. What's more, it's more pleasantthan taking any other means of transportation. You can walk around and open thewindows on the train. Besides, you can have a rest when you feel tired. Andthen you'll get to your destination the next day.

火车：对于长途旅行很合适。它不仅快速、方便，也很经济。大多数人都能坐得起。更重要的是，它比乘坐其他交通工具都要愉快。你可以到处走走，打开火车上的窗户。此外，累了你可以好好的休息。然后第二天你就会到达你的目的地。

Plane:Air travel is very fast and enjoyable. It seems that our world is a small placeto live in, but it's too expensive for many people.

飞机：空中旅行是很快也很愉快的。看起来我们的世界就是一个小小的居住地，但是对于很多人来说都是很昂贵的。

Ship:Even though ship voyage is slow, it's still exciting, for one can enjoy thebeautiful scenery on the sea and feel the soft sea wind.

船：虽然船舶航行是缓慢的，但是它仍然是令人兴奋的，因为可以享受海边美丽的风景并感受到柔和的海风。

Subway:It can be easily seen in big cities like Beijing and Shanghai. It's socomfortable, convenient and always on time. You can take it to every part ofthe city. As it's built underground, you needn't care about the traffic jams.Now it becomes more and more popular.

地铁：在像北京上海这样的大城市很容易看到。他很舒适，方便而且总是很准时。坐地铁可以到达城市的每一个角落。因为它是建在地下，所以你不必担心交通堵塞。现在变得越来越流行了。